The four main types of medical or health insurance purchased by both individual and group purchasers are:

• Traditional Indemnity Plans
• Health Maintenance Organizations (HMOs)
• Preferred Provider Organizations (PPOs)
• Point-of-Service Plans

Understanding the differences between these plans becomes increasing difficult as the differences between them vary and blur with almost daily changes in the insurance community.

We are happy to provide you with quotes from different companies and explain the differences in both the cost and the coverage to help you make the best selection.

For companies with international and military employees, we offer International Travel and Tricare policies.